I went through this a few years back. Somewhere I read "you can receive with a coat hanger for an antenna, but to transmit you need to have a good antenna that is tuned"
There is a lot to good antenna placement and length. As with most things, you will end up compromising antenna placement but it should work pretty well. I ended up swapping a really cool looking whip for a firestick. and made a nice mount that puts 2/3 of the antenna above the roof.
Of course with a TJ the ground plane baffles me, my father in law transmits pretty well. We both have Bearcat's that have built in SWR so you can easily check and adjust SWR.
My father in law has his antenna bolted to an OEM hole on the tailgate of his tj, his antenna doesn't stick up much above the roof and it works pretty well. He always runs with his hard top on, I don't know what that does to ground plane. I think we decided that the best place for the antenna on a tj would be in the center of the hood.
Nathan