Experian/Equifax/Transunion

[kyojin]

Which banks use which bureau for credit checks. My Equifax/Transunion score is quite a bit higher than my Experian. Looking to refinance/home equity and want to make sure I get the best rate. I'm pretty sure that Washington Mutual uses Equifax.

 

[benjy]

I'm not sure how banks work, but I work in an office where we look up potential customers credit scores, and we use both equifax and transunion

 

[JoeT]

America First

 

[TRNDRVR]

I'm not sure how banks work, but I work in an office where we look up potential customers credit scores, and we use both equifax and transunion

So you're the scumbag who dings my credit score unnecessarily?

Knock it off!

 

[benjy]

So you're the scumbag who dings my credit score unnecessarily?

Knock it off!

not that kind, but I could if I really wanted to

I really doubt WaMu uses one agency exclusively... they do report to all of them, I know that