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  1. TurboMinivan

    I just opened a Roth IRA, and am ready to invest in the stock market

    For any normal Joe investor off the street (like me), the current $226 share price offers a dividend yield of 1.90%. UNP shows a current five year annual dividend growth rate of 13.15%, which is very impressive. Add in their payout ratio of 43%, and it looks pretty sustainable. Now let's...
  2. TurboMinivan

    Subaru Outbacks

    No, that was me, actually. LOL The H6 engine was put out of production and replaced by the 2.4L turbo 4 purely for CAFE reasons. The 2.4T makes the same peak horsepower as the H6 did, but it makes more torque and does it at lower rpm than the old 6. This results in better acceleration and...
  3. TurboMinivan

    Lighten the mood

    Intellectuals acting like intellectuals, of course.
  4. TurboMinivan

    Lighten the mood

    Birds charge on power lines? Hmm. Wonder if I can do that with my Leaf.
  5. TurboMinivan

    I just opened a Roth IRA, and am ready to invest in the stock market

    Quite frankly, this is an excellent strategy, especially for those who are new to dividend investing. To aid your research, there is a member at Seeking Alpha who gathers and prints a quarterly report which ranks all current Dividend Aristocrats by numerous quality metrics. His most recent...
  6. TurboMinivan

    I just opened a Roth IRA, and am ready to invest in the stock market

    Hmm. What do you mean by "I've not had the greatest success," exactly? Poor dividend growth? Low capital (share price) appreciation? Frequent dividend cuts?
  7. TurboMinivan

    I just opened a Roth IRA, and am ready to invest in the stock market

    Dividends come in two flavors: qualified and unqualified. Qualified dividends are taxed at the much lower long-term capital gains rates, whereas unqualified dividends are taxed at regular income rates. To be classed as a qualified dividend, the following three criteria must be met: The...
  8. TurboMinivan

    Best 3 row Crossover/SUV?

    I know this will sound biased, but if you want a 3-row SUV that excells in snowy conditions I would suggest a Subaru Ascent. As for your price target, I've got one on my lot right now brand new for under $40k.
  9. TurboMinivan

    Lighten the mood

    Have you recently asked yourself, "Just how dumb are kids these days?" If you've wondered that, well, wonder no more. Allow me to present Exhibit A...
  10. TurboMinivan

    Let’s talk branded titles

    Sounds like you've been watching too many Steel Panther videos lately....
  11. TurboMinivan

    I've heard there were big spiders...

    Hallelujah! I just went out to put something in my car. I opened the front passenger door, and with full sunlight streaming into my interior I looked down on the floor and saw the corpse from last night. I'm saved! Looks like I won't need to set my interior on fire after all. <phwew!>
  12. TurboMinivan

    I've heard there were big spiders...

    Last night was a pleasant evening. I came home from work, took inventory of the food in my fridge, then set out to the grocery store to stock up on a variety of things (in preparation for an out-of-town visitor who will stay with me for a few days). Driving back from the grocery store at...
  13. TurboMinivan

    I've heard there were big spiders...

    Your jib, sir. I like the cut of it.
  14. TurboMinivan

    I've heard there were big spiders...

    Story time, though this experience is not mine. Yesterday a good friend came to my work with his daughter to look at a used car. We were all sitting at my desk, chatting away, when he told me the following experience from a recent trip to visit relatives in eastern Oregon. In the relatives'...
  15. TurboMinivan

    Lighten the mood

    Looks like I picked the wrong week to stop drinking Dew.
  16. TurboMinivan

    Smoky Sky

    All this smoke is going to ruin watching my annual meteor shower on Thursday night.
  17. TurboMinivan

    Speaking of white letters out---how old are these tires?

    This is correct. Be advised: the date code digits aret typically printed only on one side of the tire, most likely the 'back' side (or in this case, the non white letter side). The date digits are 'printed' in a different manner than the rest of the serial number, so you'll know when you see them.
  18. TurboMinivan

    Life with credit cards, -or- learning to dance with the devil

    I like to use the web site Nerd Wallet. Google 'best credit cards August 2021' and follow the link. They will give a rundown of the best deals currently available. They do admit that they get kickbacks from some of the banks/cards listed, but their reviews contain their own words and are also...
  19. TurboMinivan

    Life with credit cards, -or- learning to dance with the devil

    LOL. Well, it is just me at home now. I've thought about this strategy in the past. I've even piled up receipts in preparation for the end-of-month accounting. But by the time the end-of-month comes around, I would look at the disorganized stack and would always lose interest. Kudos to you...
  20. TurboMinivan

    Life with credit cards, -or- learning to dance with the devil

    Even before I had ever heard of Dave Ramsey, I have been generally against credit cards. Oh, sure, I've always had one (or more) active at all times, but I treat them with considerable caution and use them very sparingly, if at all. I haven't carried a balance in years, and I always felt this...
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