So to update this thread.
I am no longer going to go with a contractor. After quite a few hours of research I found an identical system to the ones I was quoted for around $12K before rebates. When I get everything ironed out I will be installing a system myself. Everything I have seen and read points to it being super simple. It's really plug and play all the way up to the disconnect at your meter/service panel and that I will have to pay a licensed Electrician for anyway. I'll update the thread once I buy the system.
Here is the system I am looking at.
http://www.wholesalesolar.com/syste...cro-inverter-grid-tie-solar-power-system.html
It includes all the panels, micro inverters, mounting racks and flashing for mounting to the roof. After rebates it will be approx $7K.
I currently pay $1800 a year for electricity and that has gone up 7% per year for the last 3 years. So with no increase in cost a little under 4 years and I am making money.