I can't believe I'm thinking this and it makes me sick to my stomach to say it, but have you looked at the Highlander, Steve?
It's Toyota. It's got decent freeway power and gets good mileage. Plenty of cargo room. It's a fully independent suspension. It's all wheel drive. All it's missing from your list is a low range transfer case. God help me, I think you want a (blech) Highlander.