- Location
- Bountiful, land of rocks
We have a history of wrecked vehicles, but this is the first one that was our fault. 4 years ago she was hit by an uninsured driver who was high on drugs who ran a red light. His 1/2 ton t-boned her her civic at 45 mph. the pass door was so crushed it almost broke her right arm. I'm lucky she's still alive.
Since the other guy wasn't insured, allstate picked up the bill on this one, but our premiums didn't go up. They were great to deal with, and they gave us 30% more than we paid for the vehicle.
Then a year ago she got rear-ended in a tracker on Main St. in lehi. Just enough to total it and give her some minor little cuts, bruises, and sore neck. Other driver wasn't paying attention. Other driver's insurance paid for it, our premiums didn't change. Allstate was great to work with. They lowbaled our total cost at first, then allstate fought for us to raise it up closer to what we paid.
Then this happened last week. My wife can't remember for sure, but it's looking like it was her fault (she was so in shock she forgot what happened). So our insurance is covering this one 'till we decide who was at fault, but I'm guessing it was my wife.
So I don't think the other accidents contribute to this. But now you can see why I'm paranoid and want a bigger vehicle for her.
All in all I've been beyond impressed with Allstate. They've treated us REALLY well. That's why it's weird that all of a sudden they're being difficult. Maybe it's because they think this time it was our fault.
With your history, I'm kinda thinking you've made out pretty good on other issues, maybe this one isn't quite going to go your way? Even the New York Yankees have a few "down" deals.