Auto Insurance Wants To Track Me?!?!?

[Tebbsjeep]

So who are these brokers? I got two pretty reasonable quotes last week (I'm currently getting screwed) from AAA and American Family Insurance. I wouldn't mind getting an even better deal.

 

[UNSTUCK]

Yes. Spill the beans on this broker stuff. Are they nationwide or just in Utah?

 

[Kevin B.]

Fine with me. That'll be $1.99 per month, per tracker.

Oh if we're charging then I'm gonna need to see proof of safe tractor driving. I can't have you running into a barn and raising my rates.

Maybe we need a tracker.

 

[N-Smooth]

L.A. Bowen Insurance

www.laboweninsurance.com

That’s mine. My wife’s step-bro is one of the main dudes I guess. I’ve always dealt with the same few people and they’ve been awesome.

 

[Tonkaman]

Key city insurance
(801) 840-9555
3540 S 4000 W #220
West Valley City UT 84120

I’ve never had a reason to doubt these guys. My sister has a spotless record and they saved her 50% off her premium!

 

[kmboren]

We Started with GMI insurance agency in Provo years ago. We have bear river but have branched to other companies insurance Bear river didn't cover (motorcycle). Our agent continues to tell us that they are the cheapest.

 

[jeepin4x4james]

Agency as well, Justin has been awesome with personal coverage and business.

Justin Knudsen, CIC
MILLSTONE INSURANCE GROUP
4885 South 900 East #203
Salt Lake City, UT 84117
P (801) 683-3939
www.Millstoneins.com

 

[Herzog]

Oh if we're charging then I'm gonna need to see proof of safe tractor driving. I can't have you running into a barn and raising my rates.

Maybe we need a tracker.

Who will track the trackers tractor!?

 

[dutchman]

How many trackers could a tractor track, if a tractor could track trackers?

 

[Cody]

I don't opt for the trackers either, but for different reasons. I couldn't care less if they track me, I'll be friendly to my future ai overlords in the hope of preferred treatment when that time comes. I don't however want to know what they would charge me for insurance if they knew how I drive. On the gas, kicking ass, and talking shit on the forums.

 

[Zombie]

I don't however want to know what they would charge me for insurance if they knew how I drive.

THIS... I like it when my 12 valve makes happy turbo noises, I'm guessing the insurance co might not.

 

[UNSTUCK]

And to me that’s the big problem. You will get dinged for “fast acceleration”. What does that even mean? 100% full throttle in my jeep might keep me up with the rest of traffic, who are all part throttle, coming off a red light. Who’s in the wrong here?
But it has no idea if I put my seat belt on or if I run red lights, two items I’m sure costs insurance companies lots of money.

 

[Herzog]

I don't opt for the trackers either, but for different reasons. I couldn't care less if they track me, I'll be friendly to my future ai overlords in the hope of preferred treatment when that time comes. I don't however want to know what they would charge me for insurance if they knew how I drive. On the gas, kicking ass, and talking shit on the forums.

You'd get dinged extra hard. The insurance company would be like "damn, this guy drives to and from a brewery almost every day!"

 

[Cody]

THIS... I like it when my 12 valve makes happy turbo noises, I'm guessing the insurance co might not.

You know the noise your brain hears while looking at that gif I posted? That's the noise my turbos make at. All. Times.

 

[Tebbsjeep]

So how does a broker work? Do you pay them a separate fee for their services, or is it included in your monthly premium?

 

[Tonkaman]

So how does a broker work? Do you pay them a separate fee for their services, or is it included in your monthly premium?

Nope it’s a free service. They get a kickback from the insurance agencies they use but that does not come from your premiums. In my experience I’ve saved money by going through a broker versus straight through the insurance company